The Maruti Ertiga car is a popular family car because it is spacious and comfortable. But when buying a car, the price you see in ads is not the final cost. The actual amount you pay is called the on-road price, which includes several additional costs. Let’s break it down so you know what to expect when you visit the showroom.
What is On-Road Price?
The on-road price is the total amount you pay to drive your car legally. It includes the base price of the car plus extra charges like taxes, insurance, and registration fees. These costs vary based on your location and the model you choose.
Components of On-Road Price
Here are the main things that add up to the on-road price:
- Ex-Showroom Price: This is the base cost of the car without any additional charges. It is the price set by the manufacturer.
- Road Tax: A tax paid to the government for registering your vehicle. It differs from state to state.
- Registration Charges: Fees paid to the local RTO (Regional Transport Office) for number plates and a registration certificate.
- Insurance: Car insurance is mandatory in India. You can choose third-party insurance (cheaper but limited coverage) or comprehensive insurance (more expensive but offers better protection).
- Handling Charges: Some dealers charge a fee for delivering the car and processing paperwork.
- Optional Extras: You may want to add accessories, extended warranty, or special coatings like paint protection. These increase the total price.
How to Calculate On-Road Price
To get an estimate of the on-road price, you can use this simple formula:
On-Road Price = Ex-Showroom Price + Road Tax + Registration Charges + Insurance + Handling Charges (if any) + Optional Extras
For an exact price, it’s best to check with a Maruti Suzuki dealer.
Estimated On-Road Price Table for Maruti Ertiga Car
| Component | Estimated Cost (₹) |
| Ex-Showroom Price | 8,84,000 – 13,13,000 |
| Road Tax | 50,000 – 1,00,000 |
| Registration Charges | 10,000 – 20,000 |
| Insurance | 30,000 – 50,000 |
| Handling Charges | 0 – 5,000 |
| Optional Extras | Variable |
What Affects the On-Road Price?
Several factors influence the final cost:
- Location: Different states and cities have different road taxes and registration fees.
- Car Variant: The Ertiga comes in different models (LXi, VXi, ZXi). Higher-end models cost more.
- Fuel Type: A petrol model may have a different price than a CNG model due to insurance and other factors.
- Add-ons: Extra features like alloy wheels, seat covers, and music systems will increase the cost.
Tips to Get the Best Price
Here are some smart ways to save money when buying a Maruti Ertiga car:
- Compare Prices: Get quotes from multiple dealerships to find the best deal.
- Negotiate: Ask for discounts on the ex-showroom price, insurance, or handling charges.
- Buy at the Right Time: Dealers often offer discounts during festivals, year-end sales, or clearance periods.
- Check Finance Options: If taking a car loan, compare interest rates from different banks to get the best deal.
By understanding these costs and tips, you can make a well-informed decision when buying your Maruti Ertiga Car.